Bridging Gaps,
Building Wealth
Bridging Gaps,
Building Wealth
Bridging Gaps,
Building Wealth
Invest Beyond Borders, Build Wealth Beyond
Generations
Invest Beyond Borders, Build Wealth
Beyond Generations









Diversification
Transparency
Professional Management
Financial Literacy
Risk Management
Why UniCitizens Exists
Why UniCitizens Exists
Money should never
be limited by
geography
Money should
never be limited
by geography
Money should
never
be limited by
geography
We were built on a simple belief: access to global markets is a right,
not a privilege. Disciplined process meets borderless opportunity
We were built on a simple belief: access to
global markets is a right, not a privilege.
Disciplined process meets borderless
opportunity.
We were built on a simple belief: access to global
markets is a right, not a privilege. Disciplined process
meets borderless opportunity
1
Problem
Traditional investing is complex
Traditional investing is
complex
Fragmented markets, opaque products, and geographic
limits keep individuals from meaningful diversification
Fragmented markets, opaque products,
and geographic limits keep individuals
from meaningful diversification.
Fragmented markets, opaque products,
and geographic limits keep individuals
from meaningful diversification
2
Solution
We simplify global investing
We simplify global
investing
One disciplined platform. Curated strategies. Institutional
grade risk controls
One disciplined platform. Curated
strategies. Institutionalgrade risk
controls.
One disciplined platform. Curated
strategies. Institutionalgrade risk
controls
3
Result
Your money works across global
opportunities
Your money works
across global
opportunities
Portfolios engineered across geographies, asset classes
and time horizons
Portfolios engineered across geographies,
asset classes and time horizons.
Portfolios engineered across geographies,
asset classes and time horizons
ABOUT US
Where strategy meets global
opportunity
Where strategy
meets global
opportunity
Where strategy meets
global opportunity
Our Mission
Democratize high-level
investing
Democratize
high-level
investing
Our mission is to democratize high level
investing. We are committed to providing a
transparent, expertly managed platform that
allows individuals, regardless of their location
or financial background to participate in
global wealth creation. By leveraging deep
market insights and a disciplined risk
management approach, we aim to deliver
consistent, sustainable returns
that build lasting legacies for our members
Our mission is to democratize high level
investing. We are committed to providing
a transparent, expertly managed platform
that allows individuals, regardless of their
location or financial background to
participate in global wealth creation.
By leveraging deep market insights and
a disciplined risk management approach,
we aim to deliver consistent, sustainable
returns that build lasting legacies for our
members.
Our mission is to democratize high level
investing. We are committed to providing
a transparent, expertly managed platform
that allows individuals, regardless of their
location or financial background to
participate in global wealth creation.
By leveraging deep market insights and
a disciplined risk management approach,
we aim to deliver consistent, sustainable
returns that build lasting legacies for our
members
Our Vision
A financial revolution
without borders
A financial
revolution
without borders
To create a financial revolution where geography
is no longer a barrier to wealth. We empower
"Universal Citizens", our global community of
investorsto achieve financial freedom through a
strategicallydiversified portfolio that works as hard
as they do
To create a financial revolution where
geographyis no longer a barrier to wealth.
We empower"Universal Citizens", our global
community of investorsto achieve financial
freedom through a strategicallydiversified
portfolio that works as hard as they do.
To create a financial revolution where
geographyis no longer a barrier to wealth.
We empower"Universal Citizens", our global
community of investorsto achieve financial
freedom through a strategicallydiversified
portfolio that works as hard as they do
Our Value
Democratize high-level
investing
Democratize high
level investing
We grow and protect your wealth through five
core pillars: Transparency in all communication,
Diversification across global markets to manage
risk, and the Discipline to stay committed to data
driven strategies.
By prioritizing Accessibility to expert guidance
andmaintaining a steadfast Long Term Focus,
we ensureyour financial legacy is built on a
foundation of sustainable, patient growth
We grow and protect your wealth
through five core pillars: Transparency
in all communication, Diversification
across global markets to manage risk,
and the Discipline to stay committed to
data driven strategies.
By prioritizing Accessibility to expert
guidance andmaintaining a steadfast
Long Term Focus, we ensureyour financial
legacy is built on a foundation of
sustainable, patient growth.
We grow and protect your wealth
through five core pillars: Transparency
in all communication, Diversification
across global markets to manage risk,
and the Discipline to stay committed to
data driven strategies.
By prioritizing Accessibility to expert
guidance andmaintaining a steadfast
Long Term Focus, we ensureyour financial
legacy is built on a foundation of
sustainable, patient growth
Investment Philosophy
Investment Philosophy
Six principles, Zero compromise
Six principles,
Zero compromise
Six principles, Zero
compromise
Discipline
Discipline
Process over emotion. Every decision is systematic
Process over emotion. Every decision
is systematic
Transparency
Transparency
Clear reporting on strategy, holdings and risk
Clear reporting on strategy, holdings
and risk
Risk Management
Risk Management
Institutional-grade controls at every stage
Institutional-grade controls at every
stage
Long-Term Thinking
Long-Term Thinking
Compounding over decades, not quarters
Compounding over decades, not
quarters
Global Diversification
Global Diversification
Twenty countries. Five asset classes
Accessibility
Accessibility
Institutional discipline, individual access
Institutional discipline, individual
access
Two Paths. One Ecosystem
Two Paths, One Ecosystem
Explore Wealth Opportunities
Explore Wealth
Opportunities
Explore Wealth Opportunities
Choose the path that fits your goals. Build financial knowledge or diversify your portfolio through
premium Dubai real estate
Choose the path that fits your goals.
Build financial knowledge or diversify
your portfolio through premium Dubai
real estate
Choose the path that fits your goals. Build financial knowledge
or diversify your portfolio through premium Dubai real estate

Financial Literacy
Financial Literacy
Learn Before you Invest
Build the knowledge and confident to make informed financial decisions
through expert led financial literacy program
Build the knowledge and confident to make
informed financial decisions through expert led
financial literacy program
Build the knowledge and confident to make informed
financial decisions through expert led financial literacy
program
Explore Learning

Dubai Real Estate
Dubai Real Estate
Expand your Portfolio
Diversify your investments with premium Dubai real estate offering
long term capital growth, rental income and lifestyle opportunities
Diversify your investments with premium Dubai real
estate offering long term capital growth, rental
income and lifestyle opportunities
Diversify your investments with premium Dubai real
estate offering long term capital growth, rental income
and lifestyle opportunities
Explore Real Estate
Diversified Investment Strategy
Six asset classes,
One disciplined orbit
Six asset classes,
One disciplined
orbit
Six asset classes,
One disciplined orbit
US STOCKS
VENTURE CAPITAL
INDIA STOCKS
CRYPTOCURRENCY
COMMODITIES
FOREX
Asset Class
US Stocks
Allocation
20%
Risk
Med
Objective
Growth
Large-cap growth and dividend exposure across the world's
deepest, most liquid equity market. A balanced core anchor
for long-term capital appreciation.
US STOCKS
INDIA STOCKS
CRYPTOCURRENCY
COMMODITIES
FOREX
VENTURE CAPITAL
US STOCKS
VENTURE CAPITAL
INDIA STOCKS
CRYPTOCURRENCY
COMMODITIES
FOREX
Asset Class
US Stocks
Allocation
20%
Risk
Med
Objective
Growth
Large-cap growth and dividend exposure
across the world's deepest, most liquid equity
market. A balanced core anchor for long-term
capital appreciation.
US STOCKS
INDIA STOCKS
CRYPTOCURRENCY
COMMODITIES
FOREX
VENTURE CAPITAL
US STOCKS
VENTURE CAPITAL
INDIA STOCKS
CRYPTOCURRENCY
COMMODITIES
FOREX
Asset Class
US Stocks
Allocation
20%
Risk
Med
Objective
Growth
Large-cap growth and dividend exposure across the world's
deepest, most liquid equity market. A balanced core anchor
for long-term capital appreciation.
US STOCKS
INDIA STOCKS
CRYPTOCURRENCY
COMMODITIES
FOREX
VENTURE CAPITAL
Built on Expertise,
Focused on Growth
Built on Expertise,
Focused on Growth
Built on Expertise,
Focused on Growth
Innovative, diversification driven solutions designed to unlock
global investment opportunities.
Innovative, diversification driven solutions designed to unlock
global investment opportunities
Universal Citizens
Onboarded
Universal Citizens
Onboarded
Years of Industry
Experience
Years of Industry
Experience
Asset
Classes
Asset
Classes
WE ARE
UNIVERSAL CITIZENS
WE ARE
UNIVERSAL CITIZENS
WE ARE
UNIVERSAL CITIZENS
Meet Our Leadership
The minds behind the portfolio
The minds
behind the
portfolio
The minds behind
the portfolio



CFA BISHNU PRASAD BASYAL
Chairman of UNC Group of Companies
"The future belongs to those who create opportunities &
inspire progress"
CFA Bishnu Prasad Basyal is a seasoned financial expert with
over 16 years of experience across Nepal, India, and the UAE.
As Chairman of UNC Group of Companies, he leads with a clear
focus on strategic growth, disciplined investing, and long-term
value creation.Beyond building businesses, his vision extends to
making financial understanding accessible to every individual.
Through the Financial Literacy Movement, he is committed to
transforming how people perceive money, risk, and investing
shifting from short-term speculation to structured, knowledge
-driven decisions. His leadership blends global market experience
with practical financial education, empowering individuals and
investors to move with clarity, confidence, and purpose.
Education is the foundation of every successful financial journey.




RISHI ARORA
Managing Director & Chief Financial Officer (CFO)
Rishi Arora is a forward thinking finance professional with
over +12 years of experience across investment management,
financial strategy, and consulting. As Managing Director and
CFO of UNC Group of Companies, he leads capital strategy,
financial governance, and long-term growth initiatives. His
experience spans capital markets, wealth management, and
finance transformation, delivering investment research,
financial modeling, and advisory across institutions including
Kotak Securities, HDFC Bank, and ICICI Direct. He has contributed
to ERP implementations, compliance frameworks, and structured
financial reporting within a Big 4 environment. Rishi’s approach
emphasizes discipline, clarity, and sustainability, fostering transparency,
trust, and informed decision-making for long term institutional growth
and investor confidence and value creation.
"The future belongs to those who create opportunities &
inspire progress"




AMIT DABRA
Chief Operating Officer (CFO)
"The key is not just foresee opportunities, but act on
them with precision and insight"
Amit Dabra is an experienced real estate and financial market
professional with over a decade of expertise in managing client
portfolios, providing investment strategies, and building strong
customer relationships. As Chief Operations Officer at UNC Group
of companies, Amit plays a key role in overseeing the company’s
operations, focusing on both real estate and equity investments.
His strategic approach to market analysis and client advisory ensures
that each investment opportunity alignswith clients' financial goals.
With a deep understanding of market trends and risk management,
Amit has been instrumental in driving business growth and operational
efficiency, providing tailored solutions that maximize returns for clients.




BISHNU PRASAD BASYAL
CFA (ICFIA)
Chairman of UNC Group of Companies
"The future belongs to those who create opportunities &
inspire progress"
CFA Bishnu Prasad Basyal is a seasoned financial expert with
over 16 years of experience across Nepal, India, and the UAE.
As Chairman of UNC Group of Companies, he leads with a clear
focus on strategic growth, disciplined investing, and long-term
value creation.Beyond building businesses, his vision extends to
making financial understanding accessible to every individual.
Through the Financial Literacy Movement, he is committed to
transforming how people perceive money, risk, and investing
shifting from short-term speculation to structured, knowledge
-driven decisions. His leadership blends global market experience
with practical financial education, empowering individuals and
investors to move with clarity, confidence, and purpose.
Education is the foundation of every successful financial journey.




RISHI
ARORA
Managing Director & Chief Financial Officer (CFO)
"The future belongs to those who create opportunities &
inspire progress"
Rishi Arora is a forward thinking finance professional with
over +12 years of experience across investment management,
financial strategy, and consulting. As Managing Director and
CFO of UNC Group of Companies, he leads capital strategy,
financial governance, and long-term growth initiatives. His
experience spans capital markets, wealth management, and
finance transformation, delivering investment research,
financial modeling, and advisory across institutions including
Kotak Securities, HDFC Bank, and ICICI Direct. He has contributed
to ERP implementations, compliance frameworks, and structured
financial reporting within a Big 4 environment. Rishi’s approach
emphasizes discipline, clarity, and sustainability, fostering
transparency, trust, and informed decision-making for long term
institutional growth and investor confidence and value creation.




AMIT
DABRA
Chief Operating Officer (CFO)
"The key is not just foresee opportunities, but act on
them with precision and insight"
Amit Dabra is an experienced real estate and financial market
professional with over a decade of expertise in managing client
portfolios, providing investment strategies, and building strong
customer relationships. As Chief Operations Officer at UNC Group
of companies, Amit plays a key role in overseeing the company’s
operations, focusing on both real estate and equity investments.
His strategic approach to market analysis and client advisory ensures
that each investment opportunity alignswith clients' financial goals.
With a deep understanding of market trends and risk
management, Amit has been instrumental in driving business
growth and operational efficiency, providing tailored solutions
that maximize returns for clients.




BISHNU PRASAD
BASYALCFA (ICFIA)
Chairman of UNC Group of Companies
"The future belongs to those who create
opportunities & inspire progress"
CFA Bishnu Prasad Basyal is a seasoned
financial expert with over 16 years of
experience across Nepal, India, and the
UAE. As Chairman of UNC Group of
Companies, he leads with a clear focus
on strategic growth, disciplined investing,
and long-term value creation.Beyond building
businesses, his vision extends to making financial
understanding accessible to every individual.
Through the Financial Literacy Movement, he is
committed to transforming how people perceive
money, risk, and investing shifting from short
term speculation to structured, knowledge-
driven decisions. His leadership blends global
market experience with practical financial
education, empowering individuals and
investors to move with clarity, confidence,
and purpose. Education is the foundation
of every successful financial journey.




RISHI
ARORA
Managing Director & Chief Financial Officer (CFO)
"The future belongs to those who create
opportunities & inspire progress"
Rishi Arora is a forward thinking finance
professional with over +12 years of experience
across investment management, financial
strategy, and consulting. As Managing
Director and CFO of UNC Group of
Companies, he leads capital strategy,
financial governance, and long-term
growth initiatives. His experience spans
capital markets, wealth management,
and finance transformation, delivering
investment research, financial modeling,
and advisory across institutions including
Kotak Securities, HDFC Bank, and ICICI
Direct. He has contributed to ERP
implementations, compliance frameworks,
and structured financial reporting within
a Big 4 environment. Rishi’s approach
emphasizes discipline, clarity, and
sustainability, fostering transparency,
trust, and informed decision-making
for long term institutional growth and
investor confidence and value creation.





AMIT
DABRA
Chief Operating Officer (CFO)
"The key is not just foresee opportunities,
but act on them with precision and insight"
Amit Dabra is an experienced real estate and
financial market professional with over a
decade of expertise in managing client
portfolios, providing investment strategies,
and building strong customer relationships.
As Chief Operations Officer at UNC Group
of companies, Amit plays a key role in
overseeing the company’s operations,
focusing on both real estate and
equity investments. His strategic
approach to market analysis and
client advisory ensures that each
investment opportunity aligns with
clients' financial goals. With a deep
understanding of market
trends and risk management,
Amit has been instrumental in
driving business growth and
operational efficiency, providing
tailored solutions that maximize returns
for clients.


Testimonials
People rave about us, and there
is a reason!
People rave
about us, and
there is a reason!
People rave about us,
and there is a reason!

Deepak Tamang
Dubai
Right now, I’m enjoying my holiday in
Nepal while my money is working for me.
Thank you, UNC! I’m planning to invest
more funds in the future as well.

Tara Mani Pandey
Japan
हाम्रो लगानि लाई विभिन्न सेक्टरमा , बजारमा लगानि गरि
हामिलाइ मनग्य बोनस बाँडेर यसको भागिदार पनि हुँदा अझ
खुसि छु | त्यसैले म पनि अझै लगानि थप गर्दै जादै छु

Alam Rahman
Dubai
I am currently working in Al Ain , UAE, and
I have continued compounding my dividends
because I am very happy and confident with
the returns.

Sabita Lama
Nepal
Raj dai recommended UNC to me, and
I started by investing a small amount.
I’m really happy because I received
my first dividend right on time.

Deepak Tamang
Dubai
Right now, I’m enjoying my holiday in
Nepal while my money is working for me.
Thank you, UNC! I’m planning to invest
more funds in the future as well.

Tara Mani Pandey
Japan
हाम्रो लगानि लाई विभिन्न सेक्टरमा , बजारमा लगानि गरि
हामिलाइ मनग्य बोनस बाँडेर यसको भागिदार पनि हुँदा अझ
खुसि छु | त्यसैले म पनि अझै लगानि थप गर्दै जादै छु

Alam Rahman
Dubai
I am currently working in Al Ain , UAE, and
I have continued compounding my dividends
because I am very happy and confident with
the returns.

Sabita Lama
Nepal
Raj dai recommended UNC to me, and
I started by investing a small amount.
I’m really happy because I received
my first dividend right on time.
Become an Investor
Start Building Wealth
with Confidence
Start Building Wealth
with Confidence
Start Building
Wealth with
Confidence
Speak with our investment team. Explore whether UniCitizens is the right platform for your long-term wealth strategy
Speak with our investment team. Explore whether UniCitizens is the right platform for your long-term
wealth strategy
Speak with our investment team. Explore
whether UniCitizens is the right platform for
your long-term wealth strategy

Global diversified investing.
Disciplined portfolios, borderless
access, long-term growth.
Global diversified investing.
Disciplined portfolios,
borderless access, long-term
growth.
CONTACT
info@unicitizens.com
info@unicitizens.com
+971527528186
+971527528186
C-1102, Burj Al Salam Tower,
Trade Centre First, Sheikh Zayed
Road, DUBAI
C-1102, Burj Al Salam Tower,
Trade Centre First, Sheikh
Zayed Road, DUBAI